Secure Your Best Mortgage
FIXED RATE MORTGAGE
The Right Loan for You
It’s easy to get lost while navigating all the different types of mortgage loans available. The Fixed Rate Mortgage (Conventional, FHA or VA) could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact me now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.
ADJUSTABLE RATE MORTGAGE
Prospective Property Owners
The Adjustable Rate Mortgage offered by VC Mortgage Pro's is among the most competitive loans in the real estate market. I’d be happy to discuss the details of the Adjustable Rate Mortgage and customize it in order to suit your specific needs and financial situation. Contact me to find out if you’re eligible, and whether this would be a good fit for your needs.
For Those Alternative Options
First and foremost, a non-QM loan is not inherently high-risk, nor is it subprime. It is simply a loan that doesn’t fit into the complex rules associated with QM. In fact, many of these loans will actually require extremely high FICO scores, along with other strong borrower attributes like steady jobs and plentiful assets.
However, because of the rules and scrutiny associated with non-QM lending, banks will probably keep them on their own books instead of selling them off to investors on the secondary market.